moneybookers

[SmileOfTheShadow]

Hey guys..sorry to bug. But I have a li'l memrobilia transaction that the guy wants me to use moneybookers.com which is a European based site which I haven't heard of so it scares me. Has anyone used this? Is it legit and safe?

Thanks,

Jon

[JoeD80]

I see a lot of stuff online warning against using this site. I would demand this person use PayPal instead.

[SmileOfTheShadow]

I see a lot of stuff online warning against using this site. I would demand this person use PayPal instead.

If it's not legit, then I wouldn't want to paypal the money before I get the stuff either...

[JoeD80]

The main issue with moneybookers seems to be that moneybookers itself is taking money from people, and demanding sensitive documents such as photocopies of passports, and charging usage fees upwards of $35. The issue is with the site itself and the people who run it, not the people trying to use it for their transactions. Such issues don't arise with paypal - If the guy is just trying to steal your money PayPal will work with you to refund and not ask for fees or documents (with the exception of e-mails and such to show what transaction was taking place)

[Andrew_Swallow]

The main issue with moneybookers seems to be that moneybookers itself is taking money from people, and demanding sensitive documents such as photocopies of passports,

The sort of documents you need to open a bank account in Britain.

[JoeD80]

I have no clue what Britain requires in opening bank accounts. However I know that Paypal only requires a credit card number with your CVC, and they can verify it through the bank and take care of the rest. What this person online is saying is that when you register a credit card with moneybookers they require

Submit clear and readable copies of the following documents to us:

(i) the front and back of the credit card; AND
(ii) recent credit card statement signed by the credit card owner (purchase or ATM advice slips cannot be accepted); AND
(iii) valid official identification document with picture (such as ID card, passport or driver's license).

Via email: Send a scan copy to service\at\moneybookers\dot\com (JPEG or GIF file formats only with a maximum size of 364KB per page)

In the US this would send up every red flag that they want to steal your identity.

[Andrew_Swallow]

A credit card statement or recent utility bill is the normal way they check your address. The picture ID is how they verify the paperwork belongs to you.

The back of the credit card is worrying me - there are better ways of getting your signature. They do not need to know your 3 digit security check code since that is handled by the credit card company's computers.

[SmileOfTheShadow]

Thanks again I just knew there's a few people from Europe here and was wondering if that was a big company similar to paypal over there. You answered my question

[Andrew_Swallow]

The "they" I was talking about was the banks. They all obey the same money laundering rules.

I know nothing about moneybookers.